Mediation broadly refers to any instance in which a third party helps others reach agreement. The process is private and confidential, possibly enforced by law. The mediator acts as a neutral third party and facilitates rather than directs the process.
Insurance policies are meant to protect individuals or companies against loss. Insurance firms may unlawfully deny or fail to pursue certain claims for no apparent reason.
A civil legal claim for money damages brought by a individuals who suffered harm as the result of another party's negligence. A person who files a personal injury lawsuit is alleging that the other party caused the plaintiff physical, emotional or commercial harm.
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When a person begins a civil lawsuit, the person enters into a process called litigation. Under the various rules of Civil Procedure that govern actions in state and federal courts, litigation involves a series of steps that may lead to a court trial and ultimately a resolution of the matter.